Pass your state licensing exam — or get your money back.
The L&H exam is detail-heavy and state-specific. You pass by drilling the exact topics weighted on your state’s outline — not by memorizing a textbook. ExamRecall gives you 836+ questions calibrated to NC, TX, FL, NY, and CA outlines, unlimited full-length mock exams, and an AI tutor. $49, no subscription.
One-time · No subscription · Pass guarantee included · No credit card to sign up
Score 90% on an ExamRecall State Mock Exam within 3 days of your exam date. If you don't pass on your first attempt, we refund every dollar.
Send your official Pearson VUE or PSI score report within 14 days. Refund processed within 2 business days. No questions asked.
What you get
Timed simulations weighted to your state's official Pearson VUE or PSI outline — same format, same domain weights, detailed rationale on every question.
NC, TX, FL, NY, and CA. Questions cover both national concepts and state-specific statutes, regulations, and exam quirks. More states coming.
Every wrong answer enters a spaced-repetition queue. ExamRecall resurfaces it at the right interval so it sticks before exam day.
Confused about how free-look periods work in your state, or the difference between term and whole life for exam purposes? Ask. Exam-depth answers on demand.
Weighted by your state's official exam outline. See which topics need more reps before you book your exam date.
Read the concept, take a short quiz immediately after. Each lesson requires 4/5 to unlock the next. Covers all core L&H topics.
Not sure yet?
Sign up free and take a diagnostic first →No credit card to sign up · Scored across all exam topics · See where you stand
Frequently asked
How does the pass guarantee work?+
Score 90% or higher on an ExamRecall Mock Exam within 3 calendar days before your state licensing exam, sit for the exam, and don't pass on your first attempt — send your official score report from Pearson VUE or PSI within 14 days and we'll refund your $49.
Which states do you cover?+
North Carolina, Texas, Florida, New York, and California. Each state's question bank is calibrated to its official exam outline — NC is Pearson VUE, TX is Pearson VUE, FL is Pearson VUE, NY is Pearson VUE, and CA is PSI. More states are in progress.
How long does access last?+
Until you pass — one payment, no subscription, no recurring charges. If we ever discontinue the service, we'll give at least 90 days notice and refund anyone who hasn't passed yet.
Is the content current?+
Yes. The question bank reflects current state regulations and federal rules, including updated Medicare, Social Security, and tax treatment rules for 2026.
How is this different from Kaplan or ExamFX?+
Traditional prep courses focus on reading and lectures. ExamRecall focuses on practice testing — the study method with the highest proven retention rate. We're also a fraction of the price. If you prefer to read first, pair a course with ExamRecall for the practice reps.
Can I use this on mobile?+
ExamRecall is a web app that works on any modern browser — phone, tablet, or laptop. Native iOS and Android apps are coming later.
Pass Guarantee — full terms
ExamRecall provides study materials, practice questions, mock exams, and an AI tutor for state Life & Health Insurance licensing exams. Your performance on the state exam depends on your preparation, the specific items on your administration, and factors outside our control. The Pass Guarantee refunds your purchase under the conditions below; it is not a guarantee that any particular customer will pass.
Eligibility: Score 90% or higher on an ExamRecall Mock Exam taken within 3 calendar days before your state licensing exam. Take the exam. If you don't pass on your first attempt, submit your official score report from Pearson VUE or PSI within 14 calendar days of your exam date. The Pass Guarantee covers your first attempt only.
Refunds are processed within 2 business days to the card used for purchase. Once refunded, your access to ExamRecall is terminated.
State licensing exams are administered by Pearson VUE or PSI under the authority of each state's Department of Insurance. ExamRecall is not affiliated with any state regulator, testing provider, or insurance company.